Miguel Ortiz The house of your dreams is here.

Listings By Area

LinkedInTwitterGoogle PlusFacebook
Universal Properties Real Estate, LLC logo

Universal properties Real Estate LLC

787.244.1999

Ver en Espanol
View in English
Tap for Menu
  • Home
  • Listings
    • All Listings
    • Luxury Homes
    • Affordable Homes
    • Beachfront Properties
    • Condos
    • Home Search
    • Listings by Map
    • Bank Owned - 100+
    • Lots
    • Commercial
  • Listing by Area
    • Rincon
    • Isabela
    • Aguadilla
    • Cabo Rojo
    • Ponce
    • Arecibo
    • North
    • South
    • East
    • West
  • Buyers
    • Home Search
    • Buying Tips and Tricks
    • Buying in Puerto Rico
    • Mortgage Calculator
    • New Listing Notifier
  • Sellers
    • List Your Property
    • Selling in Puerto Rico
    • Home Evaluation
    • Sold
  • Tax Advantages
    • Act 20/22
  • About
    • About Us
    • Puerto Rico Lifestyle
    • Testimonials
    • Blog
  • Contact
  • Inicio
  • Listados
    • Todos los Listados
    • Propiedades Lujosas
    • Propiedades Económicas
    • Propiedades frente al mar
    • Condominios
    • Busqueda de Propiedades
    • Listados por Mapa
    • Reposeídas - 100+
    • Terrenos
    • Comerciales
  • Listados por Areas
    • Rincon
    • Isabela
    • Aguadilla
    • Cabo Rojo
    • Ponce
    • Arecibo
    • Norte
    • Sur
    • Este
    • Oeste
  • Compradores
    • Buscador Principal
    • Consejos para adquirir una propiedad
    • Comprando en Puerto Rico
    • Calculadora Hipotecaria
    • Notificación Nuevo Listado
  • Vendedores
    • Vendemos tu Propiedad
    • Vendiendo en Puerto Rico
    • Evaluación de la Propiedad
    • Vendidas
  • Ventajas Contributivas
    • Ley 20/22
  • Sobre Nosotros
    • Sobre nosotros
    • Estilo de Vida en Puerto Rico
    • Testimonios
    • Blog
  • Contacto
Universal Properties Real Estate slide 01Universal Properties Real Estate slide 02Universal Properties Real Estate slide 03Universal Properties Real Estate slide 04Universal Properties Real Estate slide 05Universal Properties Real Estate slide 06
Beach Front PropertiesFind Your PropertyREO'sBuyers InfoSell Your Home
Propiedades Frente al MarBuscador PrincipalRepose’das - 100+Comprando en Puerto RicoVendemos tu Propiedad

Miguel Ortiz portrait

MIGUEL ORTIZ

787.244.1999

Bo Pueblo
Carretera # 2 KM 86.5
Hatillo, PR 00659

Email Us


Calculators



Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

Required Fields
Required term in years Must be a number between 1 and 50
   
Required interest rate Must be a number between 1 and 100
    %
Required cost of home Must be a positive number. Maximum of 2 decimal places.
$
Required down payment Must be a positive number. Maximum of 2 decimal places. Cannot be more than Cost of Home
$  
Required annual insurance Must be a positive number. Maximum of 2 decimal places.
$  
Estimate Insurance to of Cost
Required annual property tax Must be a positive number. Maximum of 2 decimal places.
$  
Estimate Tax to of Cost
Required monthly income Must be a positive number. Maximum of 2 decimal places.
$
Required monthly debt Must be a positive number. Maximum of 2 decimal places.
$
Optional Fields
   
   
$
Must be a positive number. Maximum of 2 decimal places.
Results
Receive Detailed Analysis  Receive this Detailed Analysis

  • Mortgage
  • Qualification
  • Affordability
  • Rent vs Buy
Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) –
monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
RequiredMust be a positive number
Annual Rental Increases:  RequiredInvalid%
Monthly Renter Insurance: $ RequiredInvalid
Savings or Investment Rate:  RequiredInvalid%
 
Owning
Planned # of years in home:  RequiredInvalid
Yearly appreciation of the home:  RequiredInvalid%
Annual home maintenance:  RequiredInvalid%

Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 

Required Fields
Required term in years Must be a number between 1 and 50
   
Required interest rate Must be a number between 1 and 100
    %
Required cost of home Must be a positive number. Maximum of 2 decimal places.
$
Required down payment Must be a positive number. Maximum of 2 decimal places. Cannot be more than Cost of Home
$  
Required annual insurance Must be a positive number. Maximum of 2 decimal places.
$  
Estimate Insurance to of Cost
Required annual property tax Must be a positive number. Maximum of 2 decimal places.
$  
Estimate Tax to of Cost
Required monthly income Must be a positive number. Maximum of 2 decimal places.
$
Required monthly debt Must be a positive number. Maximum of 2 decimal places.
$
Optional Fields
   
   
$
Must be a positive number. Maximum of 2 decimal places.
Results
Receive Detailed Analysis  Receive this Detailed Analysis

  • Mortgage
  • Qualification
  • Affordability
  • Rent vs Buy
Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) –
monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
RequiredMust be a positive number
Annual Rental Increases:  RequiredInvalid%
Monthly Renter Insurance: $ RequiredInvalid
Savings or Investment Rate:  RequiredInvalid%
 
Owning
Planned # of years in home:  RequiredInvalid
Yearly appreciation of the home:  RequiredInvalid%
Annual home maintenance:  RequiredInvalid%
VA WelcomeRealtor of the Yeare-Pro RealtorTRC

MIGUEL ORTIZ

787.244.1999

Bo Pueblo
Carretera # 2 KM 86.5

Point2 Web Design by Cyber Kazoo

Powered by Point2 Elite